Sweet v. McMahon

Learn if you are a member of the Sweet v. McMahon (formerly Sweet v. Cardona and Sweet v. DeVos) class, and find out more information for class members below:

On Thursday, June 26, 2025, Judge William Alsup will convene the next status hearing to monitor the implementation of settlement relief. The hearing is scheduled for 11:00AM Pacific Time / 2:00PM Eastern Time at the United States District Court for the Northern District of California in San Francisco. The public may listen in to the proceedings using the following link: https://cand-uscourts.zoomgov.com/j/1605814655?pwd=ZGZOVGs1Q1RzVWoxZkUzUVliQm5Hdz09 (Webinar ID: 160 581 4655, Password: 791667).

The Latest

Since April 2024, the court has been holding regular status conferences on Plaintiffs’ Motion to Enforce the Settlement, which seeks accountability for the Department of Education’s failure to provide timely and complete settlement relief to multiple groups of class members by the original due dates.  The Department is currently reporting that discharges and refunds are at substantial completion for the Automatic Relief Group and Decision Groups 1 and 2. 

The court is continuing to impose strict parameters to ensure accountability: 

  • All parties, including servicers, are to continue attending mandated biweekly meetings in person at the Department of Education.    

  • The FSA Ombudsman has been designated as the official point of contact at the Department of Education for class members to direct questions about the status of their relief. Class members can direct questions about the status of their settlement relief to the Ombudsman’s office at sweet@ed.gov, with a copy to info@ppsl.org

During the March 13, 2025 settlement hearing, the Department stated that despite staffing cuts within the Department, it is still on track and committed to delivering Sweet relief. PPSL attorneys continue to monitor its compliance closely. 

On April 15, 2025, the court ordered the four major federal student loan servicers—MOHELA, Nelnet, EdFinancial, and Aidvantage—to meet with Plaintiffs’ attorneys to discuss ways to improve the process of addressing class member complaints and questions. PPSL attorneys have met with the servicers and are in discussions regarding the servicers’ communication policies with borrowers. 

Meanwhile, on November 5, 2024, the Ninth Circuit Court of Appeals rejected the attempt by three intervenor schools to overturn the Settlement. One May 21, 2025, the Court of Appeals denied one intervenor’s request for rehearing en banc (review by a larger panel of the Court of Appeals).  We will update this page if there is any further information about that appeal.  

Important Dates

January 28, 2025: If you are in Decision Group 4 (people who applied for borrower defense between January 1, 2020, and December 31, 2020), you should have received a decision on your application by this date. If you have not yet received a decision (either an approval or a revise & resubmit notice), please email sweet@ed.gov, with a copy to info@ppsl.org, stating that you are a member of Decision Group 4 who has not received a timely decision. 

July 28, 2025:  

  • If you are in Decision Group 3 (people who applied for borrower defense between January 1, 2019, and December 31, 2019), and you received approval for settlement relief, you should receive your Full Settlement Relief by this date. 

  • If you are in Decision Group 4 (people who applied for borrower defense between January 1, 2020, and December 31, 2020), and you received a revise & resubmit notice, you must submit your revised application according to the directions in the notice by this date. If you have questions about the revise & resubmit process, please email sweet@ed.gov, with a copy to info@ppsl.org, with your question before this date. 

  • If you are in Decision Group 5 (people who applied for borrower defense between January 1, 2021, and June 22, 2022), you should receive a decision on your application by this date. 

January 28, 2026:  

  • If you are in Decision Group 4 (people who applied for borrower defense between January 1, 2020, and December 31, 2020), and you received approval for settlement relief, you should receive your Full Settlement Relief by this date. 

  • If you are a Post-Class Applicant (people who applied for borrower defense between June 23, 2022, and November 16, 2022), you should receive a decision on your application by this date. 

If you are in the Automatic Relief Group (class members whose schools were listed on Exhibit C), Decision Group 1 (people who applied for borrower defense on or before December 31, 2017), or Decision Group 2 (people who applied for borrower defense between January 1, 2018, and December 31, 2018), you should have received Full Settlement Relief by now. If you have not received Full Settlement Relief, please email sweet@ed.gov, with a copy to info@ppsl.org, explaining which type(s) of relief (discharge, refund, credit repair) you are missing.  

Students React to Sweet Victory

Students React to Sweet Victory ⏺

About Sweet v. McMahon

"On the day I graduated college, I never imagined that I would find myself locked in a nearly 20 year battle for justice against a for-profit education company that defrauded me, and against the federal government for failing to protect me from this fraud. More than a quarter million defrauded students have been waiting far too long for justice that should have come without delay, but for which we instead had to fight tooth and nail. But we didn’t give up. Defrauded borrowers stepped up to the plate over and over to share their stories, speak to the court, and refuse to take any of this lying down. Now, when I look back at the day I graduated from college, I think of a lesson my school never taught me — know your rights, and never stop fighting for them."

— Theresa Sweet, lead plaintiff in Sweet v. McMahon

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